
Denise Bivens CENTURY 21 1st Choice Realtors
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Being Involved is Who We Are: Apple Festival Fire Safety Days Adopt a School Relay for Life

2007 Apple Festival 2075 North Ocoee Street On the Corner of 21st and North Ocoee _____________________________________________ Real Estate is LOCAL
The real estate market in Cleveland, TN. is good. Homes are being listed and sold every day. All the hype heard in the media about the housing market being in poor shape is and isn't necessarily correct. What may be correct information for one area of the country may not be correct for another area of the country. .
Our market here has gone through it's share of changes like most. We wish to provide you with the opportunity to have the home of your dreams and to make available the information you need to make that most important decision.
My goal is to work for you, to make the decision to buy or sell as stress free and exciting for you as possible. I would like to invite you to take advantage of all the resources available from Century s large nationwide network... to find New homes, homes under construction, Residential homes for Resale, Foreclosures, Investment properties, Commercial, Land, Multifamily home units. Fixer uppers, or Relocation.
Call today for an appointment, come into the office and lets just TALK. We can get to know each other and decide if we are a good fit and can work together. At 1st Choice Realtors, we share a get by giving philosophy. To you, this means the the best possible service. To us, it means doing our job well. This is our GOLD STANDARD _____________________________________________
THINKING OF SELLING?
Do you know how much your property is worth? Do you need to do anything to your property before you put the sign in the yard? Do you know just how much to do and how much can wait? Are you thinking of selling your property by your self? Do you know how to tell the difference between someone just looking and someone who is ready, willing, and ready to purchase? Do you need answers to these questions and more? Give me a call to schedule a FREE tour and Current Market Analysis (CMA).
I would like to have the opportunity to talk to you, see if we are compatible and answer any questions you may have. You have nothing to loose and everything to gain. ___________________________________________________ Important Message:
Attention Veterans:
Did you know that if you have previously used the VA to purchase a home and that home is now paid off or sold you may be eligible to use your VA benefits again to purchase another home? If this is of interest to you click here. You can also find other important information on the above link that might be of interest to you.
Today in Cleveland:
__________________________________________________ PICK's OF THE WEEK
115 Gentle Mist
$289,900
The name says it all. On the gentle side of elegant. Very family orientated. 4 Bedrooms, hardwoods, may extras. You will be glad you came to see this beauty.
132 NW Twin Creeks Cove
 $298,000 If you want the feel of living in the country and still be close in, then this charmer is for you. 3 Bedrooms plus a bonus room, fabulous open floor plan, great yard, warm and cozy. _____________________________________________
Something New :
We are now licensed in Georgia. Do you have a home in Georgia you need to sell or are you looking to buy? Perhaps you know someone who is interested in buying or selling in Georgia, if so, please tell them we are ready to serve their needs. ________________________________________________ Investors- are you looking for land? or Commercial Property? Call today for information. Large parcels available for purchase. _____________________________________________ For Your Information: "Sometimes bad things happen to good people" is a saying that we hear all the time. Unfortunately it is true. Life moves fast and things happen.
If you or someone you know is worried about the possibility of loosing a home to foreclosure and want to prevent that from happening, call or email today for a confidential interview ( you are under no obligation to do anything more than just talk).
Time is short once that first notice goes out. The following is a brief timeline of just how short a time span is available. If you or anyone you know finds themselves in this situation, the time to act is now. One thing to remember is that not every property can be saved, every situation is different, and what works for one may not work for the next.
Foreclosure Timeline Day 1: Notice of Default (NOD) recorded. The defaulting property owner has 3 calendar months to cure, or payback the default amount, either by paying off the lien, or by negotiating a payment plan. Within 10 days: Notice of Default mailed. Within 1 month: Notice of Default mailed. 3 Months Later: Trustee schedules a Trustee's Sale (auction). 21 days later: On the date of sale, trustee sells the property to the highest bidder. This sale is usually held at the trustee's office, or at the County Courthouse (call trustee for updates on time, date, place). (The information above was gathered from sources deemed reliable and is intended for informational purposes only. Please consult official assessment records. State and county terms and policies may vary so consult your local professionals). For other interesting information that might be of interest to someone facing foreclosure click here. _____________________________________________ Survey: In an effort to serve you better, I have provided this short survey. If you would, at the end of your tour on this web site, please give me some feedback, so that I can keep abreast of the things you want and need when searching for real estate.
How did you find my web site? Did it load quickly? At what speed are you connected to the Internet? Dial-up or Hi-speed? What features of the site did you find the most useful? Did anything about the site annoy you? Anything you would like to see added to this web site? Do you have questions that have not been answered? You input is most welcome, your suggestions will be considered, your questions will be answered. Let me know what you are thinking.
Thanks in Advance, Denise Bivens ____________________________________________
'FOR ALL THINGS REAL ESTATE'
Buying or selling. Find out what your home is worth. FREE Current Market Analysis (CMA) Residential / Commercial Investment / Relocation Community Involvements Foreclosures Land TN or GA properties
Denise Bivens CENTURY 21-1st Choice Realtors ______________________________________________ Denise Bivens, e-PRO What is an e-PRO? TN. ID # 00299132 TN. Living Network# 11450995 Century 21-1st Choice Realtors 2075 North Ocoee Street Cleveland, TN. 37311 Business: (423)478-2332 Fax: (423)478-2331 Cell: (423)715-2617 denise.bivens@century21.com _________________________________________________ Teresa Vincent-Owner/Broker Century 21-1st Choice Realtors __________________________________________________
To view All Listings, click the here.
Featured Listings
 | MLS# 140895 $121,000 Cleveland, TN Bradley County Built In: 1965 | Type: Residential 3 Bedroom(s) 2 Full Bath(s) Lot: -1 |
For More Information Contact:
Denise Bivens
Phone: (423) 715-2617 |
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 | MLS# 139274 $1,390,000 Cleveland, TN Bradley County Built In: 2007 | Type: Commercial |
For More Information Contact:
Denise Bivens
Phone: (423) 715-2617 |
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 | MLS# 138799 $144,900 Cleveland, TN Bradley County Built In: 1979 | Type: Residential 4 Bedroom(s) 2 Full / 1 Half Baths Lot: 01 |
For More Information Contact:
Denise Bivens
Phone: (423) 715-2617 |
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Current Inventory
 | MLS# 134022 $22,900 Cleveland, TN Bradley County | Type: Developed Land Lot: 0.69 |
For More Information Contact:
Denise Bivens
Phone: (423) 715-2617
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 | MLS# 141082 $17,900 McDonald, TN Bradley County | Type: Developed Land Lot: .96 |
For More Information Contact:
Denise Bivens
Phone: (423) 715-2617
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 | MLS# 142739 $249,900 Cleveland, TN Bradley County Built In: 1984 | Type: Residential 3 Bedroom(s) 2 Full Bath(s) Lot: 5 |
For More Information Contact:
Denise Bivens
Phone: (423) 715-2617
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 | MLS# 142709 $95,000 Cleveland, TN Bradley County Built In: 1957 | Type: Residential 3 Bedroom(s) 1 Full Bath(s) Lot: -1 |
For More Information Contact:
Denise Bivens
Phone: (423) 715-2617
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 | MLS# 142642 $89,900 Cleveland, TN Bradley County Built In: 1973 | Type: Residential 3 Bedroom(s) 1 Full Bath(s) Lot: .71 |
For More Information Contact:
Denise Bivens
Phone: (423) 715-2617
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 | MLS# 142624 $139,900 Unknown, TN Polk County Built In: 2006 | Type: Residential 2 Bedroom(s) 2 Full Bath(s) Lot: -1 |
For More Information Contact:
Denise Bivens
Phone: (423) 715-2617
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 | MLS# 141927 $311,000 Cleveland, TN Bradley County Built In: 1998 | Type: Residential 3 Bedroom(s) 2 Full Bath(s) Lot: 10.4 |
For More Information Contact:
Denise Bivens
Phone: (423) 715-2617
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 | MLS# 142542 $224,900 Cleveland, TN Bradley County Built In: 1987 | Type: Residential 3 Bedroom(s) 2 Full Bath(s) Lot: 15+/- acre |
For More Information Contact:
Denise Bivens
Phone: (423) 715-2617
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 | MLS# 135069 $169,000 Calhoun, TN Unknown County | Type: Developed Land Lot: -1 |
For More Information Contact:
Denise Bivens
Phone: (423) 715-2617
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