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Denise Bivens
CENTURY 21 1st Choice Realtors

Office:
(423) 715-2617
Direct:
(423)303-2282x125
Toll Free:
1-877-934-7653
Phone:
(423)478-2332
Fax:
(423) 478-2331
Email:
denise.bivens @century21.com
Lead Email:
http://ClevelandTN_Realtor
Website:
denisebevins.point2homes.biz
Website:
DeniseBivens.com
Website:
TN.Living.net

                                   Being Involved is Who We Are:
                                                Apple Festival
                                                Fire Safety Days
                                                Adopt a School
                                                Relay for Life    

       2007 Apple Festival                 
                           2075 North Ocoee Street                               
  On the Corner of 21st and North Ocoee   
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Real Estate is LOCAL

The real estate market in Cleveland, TN. is good.  Homes are being listed and sold every day. All the hype heard in the media about the housing market being in poor shape is and isn't necessarily correct.  What may be correct information for one area of the country may not be correct for another area of the country.  .   

Our market here has gone through it's share of changes like most. We wish to provide you with the opportunity to have the home of your dreams and to make available the information you need to make that most important decision.

My goal is to work for you, to make the decision to buy or sell as stress free and exciting for you as possible.  I would like to invite you to take advantage of all the resources available from Century s large nationwide network... to find New homes, homes under construction, Residential homes for Resale, Foreclosures, Investment properties, Commercial, Land, Multifamily home units. Fixer uppers, or Relocation.

Call today for an appointment, come into the office and lets just TALK. We can get to know each other and decide if we are a good fit and can work together. At 1st Choice Realtors, we share a get by giving philosophy.  To you, this means the the best possible service. To us, it means doing our job well. This is our
G
OLD STANDARD
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THINKING OF SELLING?

Do you know how much your property is worth? Do you need to do anything to your property before you put the sign in the yard?  Do you know just how much to do and how much can wait?  Are you thinking of selling your property by your self? Do you know how to tell the difference between someone just looking and someone who is ready, willing, and ready to purchase?  Do you need answers to these questions and more?  Give me a call to schedule a FREE tour and Current Market Analysis (CMA). 

I would like to have the opportunity to talk to you, see if we are compatible and answer any questions you may have.  You have nothing to loose and everything to gain. 
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Important Message:

Attention Veterans: 

Did you know that if you have previously used the VA to purchase a home  and that home is now paid off or sold you may be eligible to use your VA benefits again to purchase another home?  If this is of interest to you click
here.
You can also find other important information on the above link that might be of interest to you.


Today in Cleveland:

              
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PICK's OF THE WEEK 

115 Gentle Mist
       
$289,900

The name says it all.  On the gentle side of elegant. Very family orientated.  4 Bedrooms, hardwoods, may extras. You will be glad you came to see this beauty.



132 NW Twin Creeks Cove

$298,000  
 

If you want the feel of living in the country and still be close in, then this charmer is for you. 3 Bedrooms plus a bonus room, fabulous open floor plan, great yard, warm and cozy.
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Something New : 


 We are now licensed in Georgia.  Do you have a home in Georgia you need to sell or are you looking to buy? Perhaps you know someone who is interested in buying or selling in Georgia, if so, please tell them we are ready to serve their needs.
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Investors- are you looking for land? or Commercial Property? Call today for information. Large parcels available for purchase.
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For Your Information:
"Sometimes bad things happen to good people" is a saying that we hear all the time. Unfortunately it is true.  Life moves fast and things happen. 

If you or someone you know is worried about the possibility of loosing a home to foreclosure and want to prevent that from happening, call or email today  for a confidential interview (
you are under no obligation to do anything more than just talk).

Time is short once that first notice goes out.  The following is a brief timeline of just how short a time span is available.  If you or anyone you know finds themselves in this situation, the time to act is now.  One thing to remember is that not every property can be saved, every situation is different, and what works for one may not work for the next. 

Foreclosure Timeline
Day 1: Notice of Default (NOD) recorded. The defaulting property owner has 3 calendar months to cure, or payback the default amount, either by paying off the lien, or by negotiating a payment plan. Within 10 days: Notice of Default mailed. Within 1 month: Notice of Default mailed. 3 Months Later:
  Trustee schedules a Trustee's Sale (auction). 21 days later: On the date of sale, trustee sells the property to the highest bidder. This sale is usually held at the trustee's office, or at the County Courthouse (call trustee for updates on time, date, place). (The information above was gathered from sources deemed reliable and is intended for informational purposes only. Please consult official assessment records. State and county terms and policies may vary so consult your local professionals). For other interesting information that might be of interest to someone  facing foreclosure click here.
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Survey:
In an effort to serve you better, I have provided this short survey. 
If you would, at the end of your tour on this web site, please give me some feedback, so that I  can keep abreast of the things you want and need when searching for real estate.

 How did you find my web site?   Did it load quickly?  At what speed are you connected to the Internet?  Dial-up or Hi-speed?  What features of the site did you find the most useful?  Did anything about the site annoy you? Anything you would like to see added to this web site?  Do you have questions that have not been answered?   You input is most welcome, your suggestions will be considered, your questions will be answered. Let me know what you are thinking.

 Thanks in Advance,
 Denise Bivens
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'FOR ALL THINGS REAL ESTATE'

Buying or selling.
Find out  what your home  is worth. 
FREE Current Market Analysis (CMA)  
Residential / Commercial
Investment / Relocation
Community Involvements
Foreclosures
Land
TN or GA properties

Denise Bivens
CENTURY 21-1st Choice Realtors
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 Denise Bivens, e-PRO       What is an e-PRO?             
                                                                                                                        
 TN. ID # 00299132
 TN. Living Network# 11450995
 Century 21-1st Choice Realtors 
  2075 North Ocoee Street
                                        Cleveland, TN. 37311                                            
 Business: (423)478-2332 Fax: (423)478-2331
 Cell: (423)715-2617    
 
denise.bivens@century21.com _________________________________________________
  
 Teresa Vincent-Owner/Broker
 Century 21-1st Choice Realtors
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 To view All Listings, click the here.  


Featured Listings

MLS# 140895
$121,000
Cleveland, TN
Bradley County
Built In: 1965
Type: Residential
3 Bedroom(s)
2 Full Bath(s)
Lot: -1
For More Information Contact:
Denise Bivens
Phone: (423) 715-2617
See More Details

MLS# 139274
$1,390,000
Cleveland, TN
Bradley County
Built In: 2007
Type: Commercial
For More Information Contact:
Denise Bivens
Phone: (423) 715-2617
See More Details

MLS# 138799
$144,900
Cleveland, TN
Bradley County
Built In: 1979
Type: Residential
4 Bedroom(s)
2 Full / 1 Half Baths
Lot: 01
For More Information Contact:
Denise Bivens
Phone: (423) 715-2617
See More Details

Current Inventory

MLS# 134022
$22,900
Cleveland, TN
Bradley County
Type: Developed Land
Lot: 0.69
For More Information Contact:
Denise Bivens
Phone: (423) 715-2617
See More Details

MLS# 141082
$17,900
McDonald, TN
Bradley County
Type: Developed Land
Lot: .96
For More Information Contact:
Denise Bivens
Phone: (423) 715-2617
See More Details

MLS# 142739
$249,900
Cleveland, TN
Bradley County
Built In: 1984
Type: Residential
3 Bedroom(s)
2 Full Bath(s)
Lot: 5
For More Information Contact:
Denise Bivens
Phone: (423) 715-2617
See More Details

MLS# 142709
$95,000
Cleveland, TN
Bradley County
Built In: 1957
Type: Residential
3 Bedroom(s)
1 Full Bath(s)
Lot: -1
For More Information Contact:
Denise Bivens
Phone: (423) 715-2617
See More Details

MLS# 142642
$89,900
Cleveland, TN
Bradley County
Built In: 1973
Type: Residential
3 Bedroom(s)
1 Full Bath(s)
Lot: .71
For More Information Contact:
Denise Bivens
Phone: (423) 715-2617
See More Details

MLS# 142624
$139,900
Unknown, TN
Polk County
Built In: 2006
Type: Residential
2 Bedroom(s)
2 Full Bath(s)
Lot: -1
For More Information Contact:
Denise Bivens
Phone: (423) 715-2617
See More Details

MLS# 141927
$311,000
Cleveland, TN
Bradley County
Built In: 1998
Type: Residential
3 Bedroom(s)
2 Full Bath(s)
Lot: 10.4
For More Information Contact:
Denise Bivens
Phone: (423) 715-2617
See More Details

MLS# 142542
$224,900
Cleveland, TN
Bradley County
Built In: 1987
Type: Residential
3 Bedroom(s)
2 Full Bath(s)
Lot: 15+/- acre
For More Information Contact:
Denise Bivens
Phone: (423) 715-2617
See More Details

MLS# 135069
$169,000
Calhoun, TN
Unknown County
Type: Developed Land
Lot: -1
For More Information Contact:
Denise Bivens
Phone: (423) 715-2617
See More Details



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